Freight factoring
Prices checked
Quick answer
Factoring turns a delivered load into cash in hours instead of weeks. Only 3 of the 12 companies we track publish a rate (Outgo, Bobtail, Porter). Start with the comparison, then test your quotes in the calculator.
Guides and tools
12 comparedBest factoring companies (2026)Rates, contracts, recourse and funding speed, all sourced.Open →8 comparedFactoring for new authorityWho accepts brand-new MC numbers.Open →GuideNeed money before the load pays?Fuel advances, quick pay and factoring by load stage.Open →6 comparedFactoring with fuel advances (2026)Advance on load: 40%–60% at pickup, fees sourced.Open →GuideQuick pay vs factoringSeven brokers’ quick pay fees and the real cost.Open →7 comparedSpot and no-contract factoringFactor only the loads you want.Open →GuideRecourse vs non-recourseWho eats the loss when a broker doesn’t pay.Open →ToolFactoring fee calculatorMonthly cost, flat fees and effective rate.Open →GuideHow factoring worksAdvances, reserves, recourse, contracts.Open →VersusOutgo vs BobtailPublished rate card vs published range.Open →VersusOTR vs RTSInstant funding vs 24-hour, fuel card bundles.Open →