Cost-per-mile calculator

Prices checked Nov 4, 2026

Quick answer

Cost per mile = (fixed monthly costs + percentage fees) ÷ miles + fuel per mile + maintenance per mile. Any load paying less than that number per mile loses money.

Miles per monthTruck payment ($/mo)Insurance ($/mo)Other fixed: ELD, permits, phone ($/mo)Diesel price ($/gal)Fuel economy (mpg)Fuel card discount (¢/gal)Maintenance + tires ($/mile)Factoring + dispatch (% of gross)Average rate ($/mile)

Your cost per mile

$0.00

Fixed cost per mile: $0.00
Fuel per mile: $0.00
Monthly gross: $0.00
Monthly profit (before tax): $0.00
Break-even rate: $0.00/mi

Lower your costs: get 3 quotes

Enter your own numbers. We don’t pre-fill industry averages. Excludes driver pay and taxes.

Lower the inputs: compare fuel card discounts, factoring rates, dispatch fees and ELD prices.

Frequently asked questions

What should I include in fixed costs?

Anything you pay whether or not the truck moves: truck payment, insurance, ELD subscription, permits, phone and parking.

How does a fuel card discount change cost per mile?

Divide the per-gallon discount by your mpg. For example, 50¢/gal at 6.5 mpg saves about 7.7¢ per mile.